1st United Services Credit Union

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Posts tagged car loans

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Last Day to Get 1.99%APR*

Time is running out! Today is the LAST DAY you can get 1.99%APR* on a refinanced vehicle loan from another financial institution.

We have staff waiting RIGHT NOW to process your loan.

Please visit us at http://www.1stuscu.org/ or call 800-649-0193.

If you prefer going to one of our 11 branches, please click here for locations:http://g.co/maps/zqk4d

Rates will go up tomorrow, so don’t delay!!!

*See website for full details and disclosers

Filed under 1st United Services Credit Union 1stuscu.org car loans last day 1.99%APR

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Vehicle Loans at 1st USCU

Did you know that 1st United Services Credit Union can set you up with a low-interest car loan, even when you’re buying from a private seller? Buying from a private seller instead of a dealer can help you get the best price on a used vehicle. You’ll need to do some extra research to ensure you’re getting a good deal, but it can pay off in the long run.

Figure out how much money you can spend each… month on a car payment. Then, stop in at one of our branches, or go online, and fill out the auto application. We can help you identify how much you can afford to buy to stick with your budgeted monthly payment. We’ll take into account current financing rates, your credit score, car value, and other factors before determining how much you qualify for. This process is called preapproval. It helps you when you negotiate sales price with the seller—you’re a cash buyer.

Next, peruse online classifieds until you find a vehicle you like. Arrange to meet the seller in a public place—and take someone with you for safety reasons. If you like how the car drives and looks, interview the seller about the vehicle’s history. Finally, get a car-history report and have a reputable mechanic take a look at it before you buy. One of the biggest benefits of buying from a private seller is the opportunity to negotiate price, so be fair but don’t be timid.

Once you’ve settled on a price, put the terms in writing. You also will need to figure out payment terms. If you’re getting an auto loan from 1st United Services Credit Union, we can write a check to the seller, or you can arrange to meet the seller at the credit union to finalize the deal. It’s that easy! Visit 1st USCU today at: http://www.1stuscu.org/

Filed under car loans auto loans vehicle loans 1st United Services Credit Union