Love Your Car. Be a Car Hugger!
Members get a great rate and a chance to
win 3 of their car payments on us. Every new
auto loan from now until July 31, gets
automatically entered for a chance to win.
Plus! Each funded auto loan also gets a free
car sun shade.
But, there’s more. We’re asking members to
submit their photos showing how much they
“love their car” from 1st USCU. We’ll post the
photos and they get automatically entered for
a chance to win an iPad Mini!
Learn more about this exciting new promo
by visiting our site carhugger.org.
1st United Services Credit Union, in partnership with RocketLawyer, provides members with 3 free legal documents and can find a local lawyer to help with other legal issues.
Members can use 3 free legal documents; Last Will, Power of attorney and Advance healthcare directive. Members can build their legal documents online with our easy step-by-step instructions. Members have the ability to upgrade to an affordable legal plan and save hundreds of dollars on legal costs. For more information, visit: http://bit.ly/Xq6EPD
RocketLawyer has helped over 20 million people with their legal needs. From hundreds of step-by-step online legal documents to Attorneys On Call, to answer quick questions and review documents
1st USCU new Auto and Mortgage Facebook calculator!
With this widget, you can see what your payments can be at the current rates we offer. If you like what you see, you can apply right there!
Not too sure about the payment? Click on “Ask a Friend” to get advice from a friend or family member. Or you can simply just save the payment estimate and revisit it later.
Whether you’re in the market to purchase or refinance a home or even if you’re looking to purchase your first home, we have a loan program that’s right for you. We offer:
- No Points
- Loan amounts up to $1,000,000
- Easy Application
1st USCU is committed to improving the quality of life for our members and the communities we serve across the East Bay and Tri-Valley areas.
1st USCU Members and staff donated to the Toys for Tots organization, with the 2nd annual Sharing is Caring campaign. Donations consisted of new toys and cash. 2012 was an exceptional year for Sharing is Caring. 1st USCU raised $4,711 in just cash alone for Toys for Tots. A total of 11 branches participated in collecting toys for the organization.
Congratulations to our donation recipient, Toys for Tots. Thank you to the Livermore-Pleasanton Fire Department for running this wonderful program in the Tri-Valley.
1st United Services Credit Union - Fremont Branch 5255 Mowry Ave, Fremont, CA
Branch Closure - https://www.1stuscu.org
The Fremont branch located at 5255 Mowry Ave, Suite N (near Burger King) will close effective January 28, 2013. Our last day of operation will be Friday, January 25, 2013. Our lease for this location has expired, however, we are continuously looking for convenient locations and new technology to make it convenient for you to access us for your financial needs.
We apologize for any inconvenience and encourage you to now visit us at our nearby branches:
2710 Mowry Ave
M - F, 9 AM - 5 PM
Sat, 9 AM - 1 PM
33131 Alvarado Niles Rd
M, T, TH, F, 9 AM - 5 PM
Sat, 9 AM - 1 PM
We are pleased to continue to serve you through our10 East Bay branches. Our website at 1stuscu.org offers many convenient services including online loan applications. You can also access our services through Online and Mobile Banking, Telephone Banking, our Member Service Center and at nearly 30,000 fee-free CO-OP Network ATMs nationwide.
Please contact our Member Service Center Monday through Friday 8:30am to 5:00pm at (800) 649-0193 if you have any questions or would like additional information on our products and services.
Thank you for your continued support of 1st United Services Credit Union.
Use Caution Buying a Foreclosed House
With myriad houses for sale, some options will be in foreclosure. You might be able to land a good deal by purchasing a foreclosed home, but money saved on home price isn’t everything. If you’re not careful, you could dish out more than you budgeted for in remodeling and home repairs. A foreclosure sale is very different from a regular house sale.
Take care if you’re thinking about buying a foreclosed property:
Hire a good inspector. Just as you’d make the sale of a “regular” house conditional on a thorough home inspection, do the same with foreclosed properties. An inspection will cost several hundred dollars but is well worth it. Although the sale may be “as is,” you’ll learn what you’re up against. If possible, be there to accompany the inspector.
Estimate repair costs. Use the inspector’s written report to get accurate estimates from contractors bidding on major repair work. Once you know how much money you’ll have to sink into repairs to bring the foreclosed house up to par, you’ll be able to make an educated decision about whether buying a particular foreclosed house is worth it.
Be true to yourself. You might be handy, but be realistic about how much touch-up work you can manage. Even people with home improvement backgrounds could be taking on too much with foreclosed properties. Just having time to complete the needed work can be a deciding factor.
Find an agent specializing in foreclosures. Real estate agents specializing in foreclosures often have relationships with the lenders listing the properties. They also may know of listings that haven’t been made public yet, according to Bankrate.com.
Get pre-approved at 1st United Services Credit Union. Whether you’re purchasing a foreclosed home or another type of property, 1st USCU can help by approving you for financing in advance.
For more information, please visit: https://www.1stuscu.org
The Marketing Team at 1st United Services Credit Union wishes you a Happy Holiday!
The 1st USCU Sharing is Caring program is back again this holiday season. Last year, with your help, the Sharing is Caring program helped raise almost $9,000 and 821 pounds of food and toys supporting the Alameda County Community Food Bank (ACCFB) and Toys For Tots. Our generous members, as well as 1st USCU employees all contributed to making such a big impact.
This year, we ask for your support once again in helping us raise money and toys for Toys for Tots as well as food for The Alameda County Community Food Bank. Donation barrels for both charities will be available in all 1st USCU branch locations. You can also make a monetary donation to Toys for Tots at a branch location near you or to the ACCFB through our Virtual Food Drive.
Make a donation and proudly display a “I support my community” post-it note in our branch!